Refund & Cancellation Policy

🌟 Commitment to Quality

We prioritize our clients and are committed to delivering the highest quality of research and support services with professionalism, transparency, and regulatory compliance. If you are genuinely dissatisfied due to unforeseen circumstances, you may contact our support team for redressal.

💳 Refund Eligibility & Terms

  • Pro-Rata Basis Only: Refunds and cancellations are available only on a pro-rata basis, in accordance with SEBI regulations and internal policy frameworks.
  • No Profit Assurance: Our research reports do not carry any assurance of profit or return. Refunds are unrelated to market performance or investment outcomes.
  • Loss Claims: Losses incurred based on research reports cannot be claimed under any circumstances.

Understanding Pro-Rata Refunds

A pro-rata refund policy allows customers to receive a refund based on the unused portion of a service after cancellation.

Calculation Formula

Refund = (Unused Duration / Total Period) × Original Charge

*Excluding any free service periods.

Example Scenario

For a ₹1,78,180/- annual subscription cancelled after 3 months (9 months unused):

  • Refund = (9/12) × 1,78,180 = ₹1,33,635/-

💰 Annual Fees & Limits (SEBI Regulations)

1. Maximum Annual Fee

The maximum annual fees limit established by SEBI is ₹1,51,000 plus GST per PAN.

2. Fee Cap Protection

If fees paid exceed ₹1,51,000 + GST within a year, we will promptly initiate a full refund for the excess amount, and remaining services for the year will be complimentary.

3. Non-Refundable Items

Payment gateway charges and GST paid to the government are non-refundable.

⚠️ Important Requirement

Clients must:

  • Carefully review all service information.
  • Read and accept our Risks, Disclosures, Terms & Conditions, and Privacy Policy before payment.

If you have any objections to the fee structure, please contact us BEFORE the commencement of services. Once services have been rendered or utilized, we will not consider any further discussions about refunds beyond the pro-rata policy.

Need Help?

If you are dissatisfied with a service or wish to discuss a possible refund, please contact our support team:

📧 Email: ahflourishtechs@gmail.com

📞 Phone: +91 87928 21146

Our support team will guide you through the process and make every effort to resolve concerns with fairness and trust.